Now that I've lived with TD MySpend I'm tempted to nix my MC
I am very metrics oriented. It's like a battle to keep values as close to success levels as possible. (Steps up; spending down) TD MySpend makes you very aware of which bucket your spending is going into. Whether I use my TD debit or credit card I get a notification on my Gear S2 with the amount and category. I have to open the app to see totals but that's not really a concern for me.
Unfortunately it only works on TD products and I use a MasterCard for household expenses. If I get hardcore about budgeting I'll probably change over.
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