Since the first S&L fail in the US I've worked to understand finance.
Anything I let the banks sell me is something I understand. Bank employees are under even more pressure now to sell because you can do so much on line. I was not surprised to hear about other banks. We went in to open WebBroker accounts, now we do research thru MoneySense and Morningstar as well as reading financial news on what to purchase. Online.
The latest is the EdX course I mentioned before is my latest go and it's a fascinating look at how banks can rewrite and concentrate debt. I think enrollment is still open as I have a year to complete. The prof is really good and the math is simple addition and multiplication.
http://www.cbc.ca/news/business/canadian-banks-complaints-upselling-1.4025800?cmp=rss
I live in a small Canadian Prairie city with a spouse and a dog. We retired in 2018. This is what life is like.
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