Retirement - what's it like?
Like most people we focus on getting to retirement but not the actual process of retiring and what do to with all that time you don't have scheduled for work.
Join me on our journey. I'm not an financial expert so I expect some changes in plans along the way. At the moment our target is to stop full time work and move to another province where the weather is more temperate. Will we?
I live in a small Canadian Prairie city with a spouse and a dog. We retired in 2018. This is what life is like.
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I decided to do this here as a collection even though collections are somewhat passe. This is no more restrictive than Medium, free (yay) and replicates to Twitter.
ReplyDeleteI have a good friend who is retiring tomorrow. Literally his last day in Jan. 2. I wonder what he will say just before he walks out the door. They can't fire him for talking too candidly about the way the place is run.... Sorry, this is off your point, but I'm getting a vicarious thrill from his becoming a free person. I should reach that point in November 2019, and I'm trying not to think about it. Don't want to anguish over the next 22 months.
ReplyDeleteCass Morrison, I too may move to another province. I'm looking into retiring to B.C. or the Maritime provinces. There are places there where I could afford to live.
ReplyDeleteAlready sketching this out (there's a long list), even with another 20 years of anticipated paid labor.
ReplyDeleteI've had the opportunity to do a fair bit of location scouting around the U.S. and already live in the "retirement capital". Frankly, we're looking for a place that treats the next generations better than South Florida, which invests in the future instead of looking back at a gilded past. Minneapolis is looking good.
1) Figure out if further formal education is worthwhile - I'd like to switch back to public health policy work but my qualifications are dusty. Would be happy to do it on a volunteer basis if I can keep a roof over my head otherwise.
2) Writing, all kinds.
3) Politics! I can be everyone's favorite harmless auntie and still be a nasty woman in a city or state-level legislative role. Alternately, advisory policy service.
4) Build the cloud server environment of my dreams and lend it out to anyone with a good idea for improving the world.
5) The garden always needs work; some off-grid self-sufficiency and "Mother Earth News"-type stuff.
6) There are about 50 different things I'm itching to volunteer for - environmental and labor justice, women's health, voter registration and polling work, prison literacy and re-entry, all the usual do-gooder canon.
7) Travel, as long as I'm healthy enough to enjoy it.
8) I've got a good bench full of art jewelry, lapidary and metalworking equipment that's begging for more use...
What is this "retirement" you speak of?
Pulled the plug on my company in April of 2017. Best business decision I ever made? And I thought, right up to the last days, that I had the most fun and least stressful work I knew about. Am delighted with retirement. Can't recommend it enough. If you can afford it, do it.
ReplyDeleteSo when is the trigger getting pulled?
ReplyDeleteMichael Perry From one IT project manager to another, blessings and send pictures, you lucky man.
ReplyDeleteRetirement is switching to another job (a creative endeavor, rather than one where I'm slogging away to pay the bills), and a bit more flexibility as to time (not getting up at 2AM to go to work).
ReplyDeleteRyan Moore Fred at the end of March, me at the end of June. Weather doesn't get summery here until July:)
ReplyDeleteI really just want the freedom to do what I want without worrying about other commitments. Parents getting older and all that.
I wouldn't mind picking up some contract auditing or first aid instructing. Gareth Owen. I just want to move where I want to live without worrying about finding a job.
ReplyDeleteMy dad has failed at staying retired. They just moved from Alberta to Sarnia, Ontario to start a new job, doing basically what he's done his whole life. He's 67.
ReplyDeleteMichael Ireland That is unlikely to me be.
ReplyDeleteGareth Owen My father, who "retired" into engineering consultancy, had an anecdote he was fond of:
ReplyDeleteA factory manufacturing widgets suddenly found itself with a terrible quality control problem that none of the engineering staff could figure out. It was costing them millions, so they finally capitulated and hired an outside consultant.
This greybeard wandered around the factory, stopped at the enormous black-box widget maker, several hundred meters on a side, peered at it for a moment, then pulled a piece of chalk out of his pocket and drew a small "X". "Here's your problem", he said.
Lo and behold, they opened the maintenance panel near the "X", and there was the problem. "Send us your bill!", they cried.
Shortly thereafter, a bill for $100,000 arrived. The factory engineers thought it was cheap at the price, but replied that they needed an itemized invoice.
The consultant sent back:
Piece of chalk: $1
Knowing where to put the "X": $99,999.
Moral: it's easy to underestimate the value of experience.
I have found retirement to be a Love/Hate relationship.
ReplyDeleteRhiney Maceachern I expect that will be the case for me, but my workplace right now is a hate-hate relationship.
ReplyDeleteI fully plan to do work, possibly online, in retirement. Retirement in our generation is not so much ceasing work, but unchaining oneself from an organization. Though I must also add that working for this place since 1999 enabled me to get a retirement plan and and a savings plan as well as to get out of debt I ran up during my years as a self employed person. And I like the work and have become acquainted with many wonderful people in my years there.
ReplyDeleteI retired in my 40's ( Military) but I should have stayed working longer
ReplyDeleteI expect to look for a job when we've settle into the new place
ReplyDelete