We have international coverage through work but I would never buy travel insurance through RBC in any case. I have heard nothing but bad things from people who have made claims. I will keep up my CAA membership just for insurance.
http://www.cbc.ca/news/business/buy-travel-health-insurance-end-up-with-less-coverage-a-couple-s-hard-lesson-1.3495864?cmp=rss
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I've heard lots of horror stories regarding travel insurance and people being rejected when needing to actually use it. It's pretty bad.
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