People underestimate the cost of home ownership. Money and stress.
It takes a lot of discipline to save money, I know we go in waves of saving and spending. Plus there are so many hidden costs to home ownership - property taxes, equipment for upkeep or maintenance fees and the like. Retiring first certainly gives you the freedom to live somewhere less expensive.
http://www.cbc.ca/1.3716641
I live in a small Canadian Prairie city with a spouse and a dog. We retired in 2018. This is what life is like.
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So are you going to invest that half million dollars you have instead of using it to buy a house?
ReplyDeleteI'm old enough to already own my home. I would rent instead of owning if I were young and single though.
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