Looking for investment advise; go to an adviser.
Advisers are regulated, not just sales people wanting you to open an account. Seriously, if you have money to save and you're not using a TFSA you're paying more taxes than you need to.
http://www.moneysense.ca/save/investing/wtf-is-a-tfsa/
I live in a small Canadian Prairie city with a spouse and a dog. We retired in 2018. This is what life is like.
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