We closed our HELOC and got great reno advice.
We got our HELOC to buy the Macan and treated it like any other loan. Finally closed it to save on homeowner insurance. Not hard as we hadn't used it for a year or so. Then we had our realtor to be come over and guide us on freshening up the house. Biggest tip - replace countertops with a laminate to update the colours and have the pricing available for high end materials. Same with flooring. We were never going to replace before moving but it was good to have it confirmed. We'll placed area rugs are key. We're updating faucets in the kitchen and master bath (less than $300) and master bath lighting ($70). It will still be stuff we like. As a bonus I got to reconnect with a guy I used to see at dog agility classes.
We're not opposed to debt we just don't really like having it.
http://www.cbc.ca/amp/1.4192847
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