So owning your vehicle outright is no longer protection. He's lucky he could find the claim originator, RBC, and deal with them.

So owning your vehicle outright is no longer protection. He's lucky he could find the claim originator, RBC, and deal with them.

The only time I've had any contact with a collection agency it was the same garbage. We weren't notified of any outstanding debt but all of a sudden there's a collection agency contacting us. With NO paperwork about the debt. It's a big scam that hurts people's credit rating.
https://www.cbc.ca/news/canada/british-columbia/rbc-car-collection-agency-1.4848948